|

Retiree Plans |
Retiree Rates
(Hartford
Plans I, II, III, IV)
MEDICARE
(PART A) - HOSPITAL SERVICES - PER BENEFIT
PERIOD*
*A benefit period begins on
the first day you receive service as an
inpatient in a hospital and ends after you
have been out of the hospital and have not
received skilled care in any other
facility for 60 days in a row.
|
SERVICES
|
MEDICARE
PAYS
|
PLAN
I
PAYS
|
PLAN
II
PAYS
|
PLAN II
PAYS
|
PLAN IV
PAYS
|
|
HOSPITALIZATION*
|
|
Semiprivate room
and board, general nursing and
miscellaneous services and
supplies:
|
|
First 60
days
|
All
but $840
|
$0
|
$840
(Part A Deductible)
|
$840
(Part A Deductible)
|
$840
(Part A Deductible)
|
|
61st thru
90th day
|
All
but $210
a
day
|
$210
a day
|
$210
a day
|
$210
a day
|
$210
a day
|
|
91st day and
after:
|
|
|
|
|
|
|
While using
60 lifetime reserve days
|
All
but $420
a
day
|
$420
a day
|
$420
a day
|
$420
a day
|
$420
a day
|
|
Once
lifetime reserve days are
used:
|
|
|
|
|
|
|
Additional
365 days
|
$0
|
100% of Medicare Eligible
Expenses
|
100%
of Medicare Eligible
Expenses
|
100%
of Medicare Eligible
Expenses
|
100%
of Medicare Eligible
Expenses
|
|
Beyond the
Additional 365 days
|
$0
|
$0
|
$0
|
$0
|
$0
|
|
SKILLED
NURSING FACILITY CARE*
|
|
You must meet
Medicare's requirements,
including having been in a
hospital for at least 3 days and
entered a Medicare-approved
facility within 30 days after
leaving the hospital:
|
|
First 20
days
|
All
approved amounts
|
$0
|
$0
|
$0
|
$0
|
|
21st thru 100th
day
|
All
but $105/day
|
$0
|
Up
to $105 a day
|
Up
to $105 a day
|
Up
to $105 a day
|
|
101st day thru
365th day
|
$0
|
$0
|
$0
|
$0
|
$0
|
|
366th day and
after
|
$0
|
$0
|
$0
|
$0
|
$0
|
|
BLOOD
|
|
First 3
pints
|
$0
|
3
pints
|
3
pints
|
3
pints
|
3
pints
|
|
Additional
amounts
|
100%
|
$0
|
$0
|
$0
|
$0
|
MEDICARE (PART B) - MEDICAL
SERVICES - PER CALENDAR YEAR*
|
SERVICES
|
MEDICARE
PAYS
|
PLAN
IPAYS
|
PLAN
II
PAYS
|
PLAN
III
PAYS
|
PLAN
IV
PAYS
|
|
MEDICAL
EXPENSES - In or
Out of the Hospital and
Outpatient Hospital
Treatment, such as
Physician's services, inpatient
and outpatient medical and
surgical services and supplies,
physical and speech therapy,
diagnostic tests, durable medical
equipment:
|
|
First
$100 of Medicare Approved
Amounts**
|
$0
|
$0
|
$100
(Part B Deductible)
|
$0
|
$100
(Part B Deductible)
|
|
Remainder of
Medicare Approved Amounts
|
80%
|
20%
|
20%
|
20%
|
20%
|
|
Part B Excess
Charges
(Above Medicare
Approved Amounts)
|
$0
|
$0
|
$0
|
$0
|
100%
|
|
BLOOD
|
|
First 3
pints
|
$0
|
All
costs
|
All
costs
|
All
costs
|
All
costs
|
|
Next $100
of Medicare Approved
Amounts**
|
$0
|
$0
|
$100
(Part B Deductible)
|
$0
|
$100
(Part B Deductible)
|
|
Remainder of
Medicare Approved Amounts
|
80%
|
20%
|
20%
|
20%
|
20%
|
|
CLINICAL
LABORATORY SERVICES
|
|
Blood tests for
Diagnostic Services
|
100%
|
$0
|
$0
|
$0
|
$0
|
MEDICARE PARTS A & B
|
SERVICES
|
MEDICARE
PAYS
|
PLAN
I
PAYS
|
PLAN
II
PAYS
|
PLAN
III
PAYS
|
PLAN IV
PAYS
|
|
HOME
HEALTH CARE
|
|
Medicare
Approved Services:
|
|
|
|
|
|
|
Medically
necessary skilled care services
and medical supplies
|
100%
|
$0
|
$0
|
$0
|
$0
|
|
Durable medical
equipment:
|
|
|
|
|
|
|
First $100
of Medicare Approved
Amounts**
|
$0
|
$0
|
$100
(Part B Deductible)
|
$0
|
$100
(Part B Deductible)
|
|
Remainder of
Medicare Approved Amounts
|
80%
|
20%
|
20%
|
20%
|
20%
|
|
AT
HOME RECOVERY SERVICES
|
|
Home care certified by your doctor, for
personal care during recovery
from an injury or sickness for
which Medicare approved a Home
Care Treatment Plan:
|
|
Benefit for each visit:
|
$0
|
$0
|
$0
|
Actual
charges up to $40 per
visit
|
$0
|
|
Number of visits covered
|
$0
|
$0
|
$0
|
Up
to the number of Medicare
approved visits, not to exceed 7
each week
|
$0
|
|
Calendar year maximum
|
$0
|
$0
|
$0
|
$1,600
|
$0
|
OTHER
BENEFITS - NOT COVERED BY MEDICARE
|
|
SERVICES
|
MEDICARE
PAYS
|
PLAN
I
PAYS
|
PLAN
II
PAYS
|
PLAN
III
PAYS
|
PLAN IV
PAYS
|
|
FOREIGN
TRAVEL
|
|
|
Medically
necessary emergency care services
beginning during the first 60
days of each trip outside the
USA:
|
|
|
First
$250 each calendar year
|
$0
|
$0
|
$0
|
$0
|
$0
|
|
|
Remainder
of charges
|
$0
|
$0
|
80% to a lifetime maximum of
$50,000
|
80%
to a lifetime maximum of
$50,000
|
80%
to a lifetime maximum of
$50,000
|
|
|
OUTPATIENT
PRESCRIPTION DRUGS***
|
|
|
Retail:ÝÝÝÝ
Generic Drugs
|
$0
|
Balance
after $10 copay
|
Balance after $10 copay
|
Balance
after $10 copay
|
Balance
after $10 copay
|
|
|
ÝÝÝÝÝÝÝÝÝÝÝÝÝÝÝ
Brand Name
|
$0
|
Discount
on Brand
|
50%
|
50%
|
50%
|
|
|
Mail Order (90
day supply):
|
|
|
|
|
|
|
|
ÝÝÝÝÝÝÝÝÝÝÝÝÝ
Generic Drugs
|
$0
|
N/A
|
Balance after $15 copay
|
Balance
after $15 copay
|
Balance
after $15 copay
|
|
|
ÝÝÝÝÝÝÝÝÝÝÝÝÝÝÝ
Brand Name
|
$0
|
N/A
|
50%
|
50%
|
50%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
*A benefit period begins on the first day
you receive service as an inpatient in a
hospital and ends after you have been out
of the hospital and have not received
skilled care in any other facility for 60
days in a row.
**Once
you have been billed $100 of Medicare
approved amounts for covered services,
your Medicare Part B Deductible will have
been met for the calendar year.
***Prescription
drugs are covered through CBCA,
who offers a network of over 50,000
pharmacies nationwide (some of these
pharmacies include Costco, CVS, Drug
Emporium, Farmer Jackís, Kmart,
Krogerís, Meijerís, Publix
Super Markets, Rite Aid, Sav-Mor, Target,
Walgreenís, WalmMart, and
Winn-Dixie just to name a few).
The summary of program
benefits described herein is for
illustrative purposes only.Ý In
case of differences or errors, the Group
Policy governs.
|