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Retiree Plans | Retiree Rates

(Hartford Plans I, II, III, IV)

MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD*

*A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.

SERVICES
MEDICARE
PAYS
PLAN I
PAYS
PLAN II
PAYS
PLAN II
PAYS
PLAN IV
PAYS

HOSPITALIZATION*

Semiprivate room and board, general nursing and miscellaneous services and supplies:

First 60 days

All but $840
$0
$840 (Part A Deductible)
$840 (Part A Deductible)
$840 (Part A Deductible)

61st thru 90th day

All but $210

a day

$210 a day
$210 a day
$210 a day
$210 a day

91st day and after:

 

 

 

 

 

While using 60 lifetime reserve days

All but $420

a day

$420 a day
$420 a day
$420 a day
$420 a day

Once lifetime reserve days are used:

 

 

 

 

 

Additional 365 days

$0
100% of Medicare Eligible Expenses
100% of Medicare Eligible Expenses
100% of Medicare Eligible Expenses
100% of Medicare Eligible Expenses

Beyond the Additional 365 days

$0
$0
$0
$0
$0

SKILLED NURSING FACILITY CARE*

You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital:

First 20 days

All approved amounts
$0
$0
$0
$0

21st thru 100th day

All but $105/day
$0
Up to $105 a day
Up to $105 a day
Up to $105 a day

101st day thru 365th day

$0
$0
$0
$0
$0

366th day and after

$0
$0
$0
$0
$0

BLOOD

First 3 pints

$0
3 pints
3 pints
3 pints
3 pints

Additional amounts

100%
$0
$0
$0
$0

MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR*

SERVICES
MEDICARE PAYS
PLAN IPAYS
PLAN II
PAYS

PLAN III
PAYS

PLAN IV
PAYS

MEDICAL EXPENSES - In or Out of the Hospital and Outpatient Hospital Treatment, such as Physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment:

First $100 of Medicare Approved Amounts**

$0
$0
$100 (Part B Deductible)
$0
$100 (Part B Deductible)

Remainder of Medicare Approved Amounts

80%
20%
20%
20%
20%

Part B Excess Charges

(Above Medicare Approved Amounts)

$0
$0
$0
$0
100%

BLOOD

First 3 pints

$0
All costs
All costs
All costs
All costs

Next $100 of Medicare Approved Amounts**

$0
$0
$100 (Part B Deductible)
$0
$100 (Part B Deductible)

Remainder of Medicare Approved Amounts

80%
20%
20%
20%
20%

CLINICAL LABORATORY SERVICES

Blood tests for Diagnostic Services

100%
$0
$0
$0
$0


MEDICARE PARTS A & B

SERVICES
MEDICARE
PAYS
PLAN I
PAYS
PLAN II
PAYS

PLAN III
PAYS

PLAN IV
PAYS

HOME HEALTH CARE

Medicare Approved Services:

 

 

 

 

 

Medically necessary skilled care services and medical supplies

100%
$0
$0
$0
$0

Durable medical equipment:

 

 

 

 

 

First $100 of Medicare Approved Amounts**

$0
$0
$100 (Part B Deductible)
$0
$100 (Part B Deductible)

Remainder of Medicare Approved Amounts

80%
20%
20%
20%
20%

AT HOME RECOVERY SERVICES

Home care certified by your doctor, for personal care during recovery from an injury or sickness for which Medicare approved a Home Care Treatment Plan:

Benefit for each visit:

$0
$0
$0
Actual charges up to $40 per visit
$0

Number of visits covered

$0
$0
$0
Up to the number of Medicare approved visits, not to exceed 7 each week
$0

Calendar year maximum

$0
$0
$0
$1,600
$0

OTHER BENEFITS - NOT COVERED BY MEDICARE

 

SERVICES

MEDICARE
PAYS

PLAN I
PAYS

PLAN II
PAYS

PLAN III
PAYS

PLAN IV
PAYS

FOREIGN TRAVEL

 

Medically necessary emergency care services beginning during the first 60 days of each trip outside the USA:

 

First $250 each calendar year

$0
$0
$0
$0
$0

 

Remainder of charges

$0
$0
80% to a lifetime maximum of $50,000
80% to a lifetime maximum of $50,000
80% to a lifetime maximum of $50,000

 

OUTPATIENT PRESCRIPTION DRUGS***

 

Retail:ÝÝÝÝ Generic Drugs

$0
Balance after $10 copay
Balance after $10 copay
Balance after $10 copay
Balance after $10 copay

 

ÝÝÝÝÝÝÝÝÝÝÝÝÝÝÝ Brand Name

$0
Discount on Brand
50%
50%
50%

 

Mail Order (90 day supply):

 

 

 

 

 

 

ÝÝÝÝÝÝÝÝÝÝÝÝÝ Generic Drugs

$0
N/A
Balance after $15 copay
Balance after $15 copay
Balance after $15 copay

 

ÝÝÝÝÝÝÝÝÝÝÝÝÝÝÝ Brand Name

$0
N/A
50%
50%
50%

 


*A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.

**Once you have been billed $100 of Medicare approved amounts for covered services, your Medicare Part B Deductible will have been met for the calendar year.

***Prescription drugs are covered through CBCA, who offers a network of over 50,000 pharmacies nationwide (some of these pharmacies include Costco, CVS, Drug Emporium, Farmer Jackís, Kmart, Krogerís, Meijerís, Publix Super Markets, Rite Aid, Sav-Mor, Target, Walgreenís, WalmMart, and Winn-Dixie just to name a few).

The summary of program benefits described herein is for illustrative purposes only.Ý In case of differences or errors, the Group Policy governs.

 

 


Copyright 2003 The Benefits Group, Inc. All Rights Reserved.

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