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TRAVEL INSURANCE BENEFITS FOR PATRIOT T.R.I.P.
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Trip Cancellation/Interruption
- Your
illness, injury or death, or that of a family member, a business
partner, a travel companion, or a travel companion's family member
- Financial
default of a travel supplier
- A
terrorist incident
- Organized
labor strike, natural disaster or bad weather resulting in the cessation
of the travel supplier's services
- Hijacking
- Medical
quarantine
- Jury
duty
- Your
home or that of a travel companion made uninhabitable by fire,
windstorm, vandalism, or flood
- Your
auto accident or that of your travel companion on the way to the
scheduled departure point
- Cancelled
leave if you or your companion is on active duty for the military,
police or fire department
- Employer
termination or layoff
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The amount of your trip you elected to protect, up to
US$20,000
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Travel Delay
- Travel
supplier delay
- Lost
or stolen passport, travel documents, or money
- Medical
quarantine
- Natural
disaster
- Your
injury or illness or that of your travel companion
- Missed
cruise departures because of flight delay due to bad weather
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Up to US$500
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Baggage and Personal Possessions
- Damage
to, loss of, or theft of your checked or stored baggage by a common
carrier or while stored with your hotel
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Up to US$1,000
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Baggage Delay
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Up to US$100
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Emergency Medical/Dental Expenses
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Up to US$10,000
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Emergency Medical Evacuation/Repatriation
- Reasonable
expenses for evacuation to the nearest adequate medical facility,
provided you are traveling more than 120 miles from your primary place
of residence
- Reasonable
expenses when you are confined in a medical facility more than 120 miles
from your primary residence, and your treating physician and we
determine it is medically necessary to transfer you to a medical
facility nearer to your primary residence
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Up to US$20,000
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Emergency Reunion or Return of Mortal Remains
- Return
of dependant child or grandchildren
- Transportation
and lodging for a family member to be at your bedside
- Return
of a rental vehicle
- Return
of mortal remains
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Up to US$3,000
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Common Carrier Accidental Death and Dismemberment
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Up to US$100,000
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EMERGENCY SERVICES
Separate from the benefits under Patriot T.R.I.P., as a member of the NSBTHA
the following non-insurance Emergency Travel Assistance Services are available
to you from IMG:
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Emergency Travel Arrangements - In the event you must return home
or discontinue your trip as a result of an interruption in travel due to an
illness of your spouse, child, parent, in-law, or grandparent, IMG will help
you make the appropriate travel arrangements. You are responsible for the cost
of the travel tickets.
á
Lost Passport/Travel Documents Assistance - IMG will help you
report, retrieve or replace lost or stolen travel documents, such as your
passport, credit cards and airline tickets.
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Lost Luggage Assistance - IMG will assist you in communicating
with the commercial carrier for the return of your lost luggage.
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Embassy or Consulate Referral - IMG will inform you of the
location and contact telephone numbers for the nearest embassy or consulate, no
matter where you are.
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Emergency Message Relay - IMG will receive or transmit emergency
messages between you, your family and your employer.
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Emergency Prescription Replacement - IMG will assist with the
replacement of lost or damaged prescription medication. You are responsible for
the cost of the actual medication and shipping costs (if any).
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Medical Referral - If urgent medical advice or care is needed,
IMG is prepared to refer you to the nearest appropriate care facility or
provide a listing of available medical care to you. IMG will also help with
obtaining an appointment with the medical care provider you have chosen.
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24-Hour Medical Monitoring - If you are hospitalized, IMG will
provide medical professionals to communicate with your treating doctor(s) and
help monitor your condition. IMG will also communicate with your family doctor
as you direct.
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Emergency Cash Transfer - IMG will help you transfer funds up to
US$500, in the event of a medical or travel emergency.
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Legal Referrals - IMG will provide you with a referral to the
nearest attorney.
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Emergency Translations - IMG will provide you with personal,
emergency telephone translation services and referral to a local interpreter
service should you require language assistance.
This is a summary of the principal
provisions of the master policy offered through the NSBTHA for its members. It
is not considered to be a contract of insurance. Complete details of coverage,
terms, limitations, and exclusions that may affect benefits payable are provided
in the master policy and summarized in the certificates.
Coverage may vary by state and may not be available in all states. Read your
certificate carefully and note all state exceptions that may apply. For more
information regarding the exclusions and all other terms and conditions of
Patriot T.R.I.P., please see the certificate wording for your state which is
available upon request.
This Summary of Benefits is not intended to be an offer to sell Patriot
T.R.I.P. or a solicitation by iTravelInsured in any jurisdiction where such
action would be unlawful or in which iTravelInsured is not qualified to do so.
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